Stop tracking. Start settling. The expense app that ends money awkwardness between friends, couples, and roommates.

Every shared expense comes with invisible baggage: guilt, resentment, awkward silences. Existing apps track the debt but ignore the tension.
Other apps celebrate months of open balances. We see that as failure.
"Hey, you still owe me..." is a friendship killer. No one wants to be that person.
Who always picks up the tab? Who never does? Apps don't show the pattern.
Every feature we build pushes toward settlement, not perpetual debt logging. Built on four pillars that guide every decision.
See exactly who owes what, when, and why. No more guessing or awkward conversations.
Every feature pushes toward settlement. We don't just track debt—we end it.
Our system shows imbalances clearly. No hiding uncomfortable truths about who pays more.
Gentle reminders, not debt collector threats. Money talk doesn't have to be awkward.
Powerful features wrapped in simplicity. No accounting degree required.
Create groups for any situation—trips, roommates, couples, teams. Each with its own context and defaults.
One tap to settle up. We calculate the optimal payment path so everyone pays or gets paid with minimum transactions.
Travel internationally? Add expenses in any currency. We handle conversion at settlement time, fairly.
Automated nudges that feel like a friend, not a debt collector. Customizable frequency and tone.
Set it once for rent, utilities, subscriptions. Never manually add the same expense twice.
See patterns clearly. Who contributes more? Where does money go? Transparency builds trust.
Every screen is crafted to make shared expenses feel simple, not overwhelming.





Different contexts, different needs. Solvo adapts to all of them.
Money is one of the top sources of relationship stress. Solvo brings clarity without judgment—see who paid for what, keep things fair, and never argue about bills again.
Start free, upgrade when you need more. No hidden fees, no surprises.
Perfect for getting started with shared expenses
For people who share money seriously
7-day free trial on Pro. Cancel anytime.
Real stories from real users who resolved their shared expenses.
Finally, an app that doesn't make splitting bills feel like running a small accounting firm. My roommates and I settled three months of expenses in 10 minutes.
We used to fight about money on every trip. Now we just focus on having fun. The gentle reminders are perfect—no more awkward 'you still owe me' texts.
As a couple, tracking shared expenses used to cause tension. Solvo shows everything clearly without judgment. It's like couples therapy for our wallet.
Join thousands of groups who resolved their shared expenses with Solvo. Download now and settle up in minutes, not months.
Get notified when Android launches